Rescue Your Auto Insurance Quotes – Report Insurance Fraud
While we’d love to think the best of the people around us 24 hours a day, 7 days a week, the bottom line is that insurance fraud is running rampant-and it’s innocent drivers that are paying the price. If you want to keep frauds, scammers and con artists from ruining the low prices you find on your auto insurance quotes, it’s important to do your part in preventing insurance fraud.
You see, when an insurance company has to pay out a claim born in insurance fraud, everyone loses. Why? Because the company’s paying for something it shouldn’t have to pay for, and because they’re paying out more to cover their losses all of the rest of their customers are going to be looking at a hike in their insurance rates. A study done by the state of California shows that insurance fraud is the second most expensive crime in the United States, only topped by following in the footsteps of Al Capone and using tax evasion to find yourself on the wrong side of the IRS.
Do you really want to pay for someone else’s criminal misconduct? Of course you don’t. None of us do. Especially when all you’re really doing is lining their pockets while they walk away with the proceeds! The best thing you can do to stop fraud from completely annihilating your auto insurance quotes is to turn the perpetrators in as soon as you know what’s going on.
It can be very, very difficult to accuse someone of fraud, especially because if you’re finding out about it firsthand it’s probably someone close. A mother, perhaps. A brother. A friend. An ex. A boss. Your sister’s second cousin’s brother, twice removed. There’s no rhyme or reason to the white collar criminal element, especially when it comes to insurance fraud.
The good news is, all you have to do is put the bug in the insurance investigator’s ear. If you suspect insurance fraud, pick up the phone and call the insurance company. In most cases it can be a completely anonymous process. Insurance companies understand. It takes a tremendous amount of courage to admit you suspect someone is committing fraud, and the long-term consequences of that suspicion can be devastating if the accused finds out who it is that’s pointing the finger.
Most states sponsor fraud agencies designed to investigate suspected insurance scams. All you have to do is pick up the phone, then duck quietly out of the picture. The investigator (and time) will take care of the rest.