Auto Insurance Agent? Keep These Things in Mind
So, you have decided it is time to shop around for auto insurance. We have all been there and done that. To find the best rates and coverage it feels like you need the detective skills of Sherlock Holmes and the patience of a saint. Getting an accurate quote for car insurance shouldn’t have to be like that, but we all know it is. Find a local Katy agent that understands you and your family’s needs.
Here are some things to keep in mind as you begin the quest for a great rate in Katy, Texas.
When you talk to the agent’s office is the staff friendly and courteous? Insurance agents often make you feel like you are on a sales conveyor belt where they herd you in like cattle and push you through like you are on the wrong end of a plunger. Remember, you are going to be dealing with the staff whenever you have a question or an emergency so it is important that they are friendly and personable. Our family and staff have been in Katy for generations and have deep ties to our community.
When they give you an insurance quote do they make sure they are quoting the same policy and coverage that you will eventually be purchasing? It is an unfortunate truth that many agents quote you the lowest possible rate but this is for a low level of coverage and high deductibles. You want a quote for the policy you need, not a fantasy policy that doesn’t apply to the real world. You know honesty is the best policy, and we wouldn’t treat you any other way.
How do you feel about the agent? Do they take the time to introduce themselves? Is this someone you can trust the well being of your family with? If you get that gut feeling that you are dealing with a someone who checks into the office on Wed. afternoons between rounds of golf you should probably trust that feeling. You work hard for your money and you care deeply for your family. You should expect the same from your insurance agent. You are our neighbors, we live in Katy. Our children go to Katy schools and we will be here when you need us.
Does your agent take the time to make sure you understand your policy? If you have any questions you deserve answers. Clear concise answers. They need to know their own policies well enough to be able to explain them to you so that you understand.
Do they take the time to make sure you are getting all discounts you and your family have earned? Is there a good student discount? Good driver? Is there a discount if you purchase multiple policies, like home-owners, through their agency?
Are they involved with the community? What have they given back to Katy? You want an agent that cares as deeply about our community and Texas as you do.
